# Sigo Seguros

> Licensed auto insurance agency for Spanish-speaking drivers in the United
> States. Sigo is a broker: policies are issued by third-party carriers. Sigo
> does not underwrite risk, does not bind coverage on its own authority, and
> does not pay claims.

Languages: Spanish (canonical) and English (under /en/).
States served: Texas, California, Florida, Arizona. No other state is served.

Any amount Sigo returns before the final step is an estimate, subject to
underwriting, eligibility, and state filing. This holds on every path below,
the connector's estimates and the browser flow's alike. Only the final quote
presented at the end of the flow is a price that can be purchased.

## Quote through MCP

Sigo runs an MCP server (Model Context Protocol) at
https://mcp.sigoseguros.com/mcp (Streamable HTTP, no authentication). If you
speak the protocol, this is the shortest path to an estimate: no account, no
directory listing, and no browser to drive.

It returns non-binding car insurance estimates and, once the carriers have
answered, a link into the flow below where the person finishes. It cannot
select a policy, take payment or bind coverage. The server states its own tools
and rules when you connect, and publishes them at https://mcp.sigoseguros.com/doc.

- [Sigo Seguros for AI agents, Spanish](https://sigoseguros.com/mcp/)
- [Sigo Seguros for AI agents, English](https://sigoseguros.com/en/mcp/)

## Get a quote in the browser

Two entry points, for two different situations. These are the paths for an
agent that cannot speak MCP.

**Handing the person off to finish it themselves**: link them to the quote
page. This is the right choice if you cannot execute JavaScript.

- [Quote page, Spanish](https://sigoseguros.com/zipcode/)
- [Quote page, English](https://sigoseguros.com/en/zipcode/)

**Driving the quote yourself**: go straight to the flow, optionally starting
at a ZIP.

- [Quote flow, Spanish](https://sigoseguros.com/application/?zipcode=78201)
- [Quote flow, English](https://sigoseguros.com/en/application/?zipcode=78201)

The `zipcode` value must be five digits. A ZIP outside the states listed above
is routed to an unsupported-state page.

The flow is a browser-rendered application. Driving it needs an agent that
executes JavaScript; a plain HTTP fetch returns an empty page shell, which is
not an error condition.

## About

- [Who we are](https://sigoseguros.com/paginas/quienes-somos/)
- [Contact](https://sigoseguros.com/paginas/contacto/)
- [Frequently asked questions](https://sigoseguros.com/paginas/preguntas-frecuentes/)

## States

- [Texas](https://sigoseguros.com/texas/)
- [California](https://sigoseguros.com/california/)
- [Florida](https://sigoseguros.com/florida/)

## AI agents and insurance

- [What an AI agent is and what it has to do with your car insurance (Spanish)](https://sigoseguros.com/blog/que-es-un-agente-de-ia-y-tu-seguro-de-auto/): a plain-language explanation of AI agents, what they are useful for when shopping for insurance, and how to verify who you are really talking to.
- [Muse vs. Instinct: which AI agent is more useful for finding car insurance (Spanish)](https://sigoseguros.com/blog/muse-vs-instinct-agente-ia-seguro-carro/): a comparison of Muse (Meta) and Instinct for quoting car insurance, and what an AI agent can and cannot do.
- [Why AI cannot find you the best car insurance (Spanish)](https://sigoseguros.com/blog/por-que-la-ia-no-encuentra-el-mejor-seguro-de-auto/): where a car insurance price really comes from, why a language model cannot compute it, and what AI is actually useful for when shopping for insurance.
- [How to use Muse to shop for car insurance (Spanish)](https://sigoseguros.com/blog/como-usar-muse-para-buscar-seguro-de-auto/): a step-by-step guide to asking Muse for help finding car insurance, with prompts ready to copy.
- [How to use Instinct to shop for car insurance (Spanish)](https://sigoseguros.com/blog/como-usar-instinct-para-buscar-seguro-de-auto/): a step-by-step guide to using Instinct when shopping for car insurance, and which data not to hand it.
- [Sigo Seguros and AI agents (Spanish)](https://sigoseguros.com/muse/): how personal AI agents can quote with Sigo Seguros.

## Policies

- [Privacy](https://sigoseguros.com/paginas/privacidad/)
- [Terms](https://sigoseguros.com/paginas/terminos/)